The Free South Carolina Down Payment Assistance Guide
A plain-English walkthrough of SC Housing, the forgivable Homebuyer Program, Palmetto Home Advantage, and the First-Generation program, written for buyers. Get the guide, or just talk it through with Mike.
What is inside the guide
The guide walks a South Carolina buyer through the whole picture in plain language: how the forgivable Homebuyer Program differs from Palmetto Home Advantage, how the First-Generation program adds extra help, and what it takes to qualify. It covers the 640 credit floor, the county income limits, and the first-time vs. repeat rules. No jargon, no sales pitch, just what you need to decide whether SC Housing assistance is right for you.
Prefer to just talk it through?
Some buyers would rather skip the reading and get a straight answer, including whether the forgivable program or Palmetto fits. That is fine, tell Mike your county, credit range, and whether you have owned before or served, and he will map your SC Housing options in a 20-minute call. No obligation, no pressure. Call (480) 296-6513 or start the quiz above.
Common questions
What does the South Carolina down payment assistance guide cover?
It covers the forgivable SC Housing Homebuyer Program, Palmetto Home Advantage for repeat buyers, the First-Generation Homebuyer Program, the 640 credit floor, county income limits, and the first-time vs. repeat rules.
Is the South Carolina down payment guide really free?
Yes. The guide is free with no obligation. You can read it and decide on your own, or reach out to Mike Certo to talk through which SC Housing program fits your situation.
Get the guide or talk to Mike
Tell us your county, credit range, and price target, and we’ll map your South Carolina path in a no-pressure 20-minute call. No obligation.